雅思作文题目|学生不懂理财的原因及解决方案！下面由新航道的沈阳雅思小编为您解答！

　　Inmanycountriesstudentswholeavehighschoolhavenounderstandingofhowtomanagetheirmoney.

　　Whatdoyouthinkarethereasons?Whatcanbedonetoimprovethisimportantskill?

　　本周，考官给出了一个新的问题。针对这类文章，考生不需要对“学生不懂理财”的现象发表声明，只需要客观地找出原因和措施。

　　雅思1月16日雅思作文参考范文

　　高分范文及分析

　　01、Isitanecessaryskillthathighschoolgraduatesunderstandhowtomanagetheirmoney?Althoughtheanswerisdefinitely“Yes”,fewofthemhavemasteredtheskill.Thishappensforacoupleofreasons;luckily,itismanageable.

　　解析

　　分析:自问自答，直接从当地开始

　　manageable:possibletodealwithorcontrol

　　02、Thefirstreasonbehindthisundesirablesituationisthatthereisnorelevantcurriculum（课程）providedintheschool.Itisnottheschoolstoblame.Asamatteroffact,worldwide,theconventionalwisdom(凡俗认知)isthathighschoolersshouldfocusmoreoncoresubjectslikeMathorHistory,andbecauseofthis,fundamentalmoneylessons,includinghowtobudget（做预算）andwheretoputtheirmoney:bankdepositorthestockmarket(银行存款或股市)，areoverlooked（忽略vt.）.Thechildren’sinabilityinmoney-managingisalsoduetothelackofparentalguidance.Mostoftheparentsthemselvesareunqualifiedtolecture（讲授vi.）ontopicslikeriskmanagement(风险控制).Eventhoughtheyareprofessionallytrained,theydarenottogivealargesumofmoneytotheirchildrenforinvestmentpractice;instead,theywouldrathergivealimitedsumofpocketmoney.

　　解析

　　分析：从不同角度（学校、老师、家庭、家长、学生自己等）找出原因

　　原因1：在学校，一般不重视理财课程

　　原因2：在家里，没有机会练习

　　03、Tochangethis,thefirstsolution,inresponsetothefirstreasonidentifiedabove,istoaddthefinancialliteracyclass(理财知识课)asacompulsorylesson（必修课）.Suchaclassshouldprovideareal-worldsimulation（模拟）andpersonal-financecompetitions(个人理财竞赛)，encouragingschoolerstomanipulate（操控vt.）thevirtualcurrency(虚拟货币)tocompletetransactionsorinvestments(交易或投资).Anothersolution,tothesecondreasonabove,isforparentstogivetheirchildrenmorefreedom.Thismeanschildrenareallowedtoparticipateinthemanagementofhouseholdfinances,forexample,takingonstudent-loandebtbeforeenteringinuniversity.

　　解析

　　分析：从不同角度（学校、教师、家庭、家长、学生自己等）分析应对策略

　　措施1：必要的理财知识课(理财模拟、理财竞赛)

　　措施2：参加家庭财务管理（学生贷款）

　　04、Inconclusion,sincethelargenumberofhighschoolersareunabletomanagetheirmoney,itisimperativetofigureoutfeasiblewaysaccordingtothereasonsbehind.Ifschoolsandparentsalikemakechanges,Ibelievethattheyoungwouldavoidmakingfinancialmistakesintherealworld.

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